Is your home insurance policy really protecting you from all the risks lurking in and around your property? In this video, we reveal the top 5 hidden risks your home insurance should cover — but probably doesn’t, and how missing these critical coverages can cost you big. Read Full Article: https://hoellagency.com/top-5-hidden-risks-your-home-insurance-should-cover-but-probably-doesnt/ While most homeowners assume their policies will cover major events, the truth is sewer backups, mold damage, jewelry theft, roof repairs, and liability for injuries are often overlooked by standard plans. Don’t wait until it’s too late to find out your policy has gaps — we’ll guide you through the exact steps to ensure your home is fully protected.Let’s start with sewer backup coverage, a must for homes with older plumbing or in flood-prone areas, especially in places like Milwaukee, WI. Without this rider, you could face thousands in cleanup costs. Then, we’ll tackle mold damage — an uninvited guest that insurance often won’t cover unless you’ve added the right endorsements. If you own expensive jewelry, don’t assume your standard policy covers it all. We’ll explain how scheduled personal property coverage ensures your valuables, like engagement rings or family heirlooms, are properly insured.For those in Wisconsin, roof damage is a major concern thanks to the unpredictable weather. We’ll dive into why age-related roof coverage reductions can leave homeowners paying out of pocket for hail or wind damage, and how to negotiate better roof protections. Finally, we’ll discuss the importance of increasing liability coverage — especially if you love hosting gatherings. With just a small increase, you can avoid financial ruin if someone is injured on your property.Your home is your biggest investment, and you deserve peace of mind knowing it’s protected from every angle. Whether you’re dealing with Wisconsin weather, old infrastructure, or unexpected accidents, we’ll walk you through everything you need to know to upgrade your home insurance policy and close any gaps. Don’t forget to like, comment, and subscribe to stay ahead of hidden risks and learn more ways to protect your home and family. Get the coverage you need before disaster strikes!
source https://www.youtube.com/watch?v=hmbL4SEnOqk
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